A personal loan is unsecured, so approval depends on your income, your credit history and your existing obligations. A housing loan is secured against the property, which usually means a longer tenure and a lower rate, but a heavier documentation process and a valuation step.
We look at your profile first and tell you which lenders are realistic for you before any application is filed. Every rejected application leaves a mark on your credit report, so the goal is to apply once, in the right place.
For housing loans we handle the property paperwork, the legal and technical valuation coordination, and the follow-up through to disbursement. If you are already paying a housing loan elsewhere, we will check whether a balance transfer is worth the switching cost in your case.
What you get
- Options compared across multiple banks and NBFCs
- Clear picture of your eligibility before you apply
- Documentation handled end to end
- Balance transfer reviewed if you already have a loan running
Talk about personal & housing loans
Speak to Rahul Jain directly. Enquiries are answered within the hour.